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Annuity Planning

Learn which annuity would be best for you.

Hybrid annuity companies, fixed annuity companies and index annuity companies are popping up all over the United States. As a premier estate planning company, it is our job to ensure that our clients have a firm understanding of what their retirement income may or may not be. This is why we offer help with acquiring specialized retirement planning options featuring guaranteed income. These plans are widely known as annuities.

Our consistency and standard for excellence of service are recognized throughout Montgomery and Bucks counties in Pennsylvania, as well as Mercer County, New Jersey. We only accept the highest quality of investments in our fixed, variable and hybrid annuity plans throughout our nearby applicable New Jersey and Pennsylvania regions.

The Definition of an Annuity

In the most general sense, an annuity is something that you can invest in to help provide you with annual income during your retirement. We make sure your experience is personal, developing plans unique to each individual and his or her needs. Our range of indexed, fixed and hybrid annuity plans successfully serve our clientele throughout Bucks and Montgomery counties in Pennsylvania, as well as Mercer County, New Jersey, including many of the surrounding regions and cities. We’ve also earned a solid reputation for our skills in estate planning in and around Mercer County.


The Benefits of Having a Hybrid Indexed Annuity

A hybrid annuity is a fixed annuity with the ability to earn interest based on a benchmark, usually Standard & Poor’s 500 Index. Hybrids allow retirees and near-retirees in Allentown, Scranton, and Wilkes-Barre to earn stock market returns without the risk of market setbacks. In other words, the investor’s portfolio will increase even if the market is stagnant or decreases.

Here are five great reasons to own a hybrid indexed annuity:

  1. Protection against market downside — You get market gains in an up market without the worry of losses in a down market.
  2. Gains are locked in — All gains from your index option are locked in forever, so you’re protected from losses even if the market goes down in the future.
  3. Income floor — Hybrids have a minimum rate of return, so your portfolio will not lose any value even if the market is stagnant or decreases.
  4. No fee — Unlike financial plans with Wall Street brokers, there is no fee to own a hybrid indexed annuity. Any commissions or fees are paid through the insurance carriers.
  5. You’re in control — You are the owner of your hybrid indexed annuity. If you want to take money out at any time, you can do so. It’s your money.

Many people come to us without any prior knowledge of how to plan for their future, let alone their retirements. At Secure Retirement Strategies, we believe that it is not only our job but our duty to provide you with the best personal retirement strategy and plan. We want the results of our long-term care in Montgomery County, Pennsylvania, and the surrounding regions — including Lehigh County and Lackawanna County — to speak for themselves. We want you to be secure with our individual retirement plans and also comfortable with our advisors.

Many of the other hybrid annuity companies, fixed annuity companies and index annuity companies cannot compare to the high level of knowledge and elite service that our firm offers clients in Scranton, Wilkes-Barre, and Allentown, encompassing all services and making us the optimal choice as retirement planners in and around Bucks County, Pennsylvania.

You should not consider significant investment options or take any risks with your funds without consulting a financial advisor. Annuities are the only plans that will provide you guaranteed retirement income.

To hear more about annuities and how you can make the vision of your ideal retirement a reality in Lackawanna County and Lehigh County, contact Secure Retirement Strategies today.


We'll help you plan your retirement with a set of investments
customized for your situation.