Call and book an appointment

267.544.0333

Call and book an appointment!

Annuity

We’re here to help you feel confident in your financial future.

Contact Us Today

"*" indicates required fields

Name*
This field is for validation purposes and should be left unchanged.

Exploring the Investment Power of an Annuity

with Secure Retirement Strategies
While many people have seen commercials offering to purchase annuity payments, not many people actually understand how an annuity can be used to build wealth. At Secure Retirement Strategies, we work to not only match our clients with financial investment products but to also educate them on how these products are used to secure their financial futures. Our company provides expert financial and retirement planning advice to individuals and families looking to build wealth to fund important things such as their long-term care needs and a strong financial future.

Whether you want to explore our tax-free income strategies or are ready to start your legacy planning, we are here to help you grow! We currently offer retirement investment strategies to residents living in the following Pennsylvania and New Jersey counties:

  • Lehigh County, PA
  • Bucks County, PA
  • Chester County, PA
  • Hunterdon County, NJ
  • Northampton County, NJ
  • Mercer County, NJ

What is an Annuity?

An annuity serves a contract between an investor (you) and an insurance company that requires the insurance company to make payments over an agreed upon period of time. This financial product can be used by investors to generate tax-deferred income to use at a later point in life. Typically, investors use annuities to save for important life events such as retirement since annuities can provide income to replace the paycheck that is no longer coming in.

Why Should You Buy an Annuity?

With so many investment products on the market, it can be hard to figure out which one will meet your needs. To help you understand how an annuity can fit your long-term goals, we’ve compiled a list of the three major reasons why investors buy annuities.

  • They provide a steady stream of retirement income that can last your entire lifetime or even stretch to cover the lifetime of your spouse or beneficiary.
  • They offer a death benefit that allows your beneficiary to receive a specific payment if you were to pass away before receiving your payments.
  • They allow for tax-deferred income growth, so you don’t have to worry about paying taxes on the income and investment gains from your annuity until you decide to withdraw funds.
  • They provide growth without market risk.

Now that you understand why investors choose to add annuities to their investment portfolios, let’s explore the different types of annuities options available to you.

Types of Annuities

 is a type of annuity where the insurance company agrees to provide you with a minimum interest rate and a fixed amount of payments over a period of time.

 is an annuity where the insurance company allows you to put your payments into different investment options directly in the market. With this type of annuity, your returns could be positive or negative and there are substantial fees.

credit you, the investor, with a return that is based on stock market indexes such as the S&P 500 while guaranteeing no downside market risk and incurring little or no fees.

Deciding which annuity option is right for your financial future will depend on your goals and how much risk you’re willing to take. At Secure Retirement Strategies, we help our clients understand the benefits and risks associated with annuities so that you can make an informed decision on whether or not an annuity is right for you.
Let’s plan your financial future.
Get Started Today

Start Planning your Future Today with Secure Retirement Strategies

Planning your financial future can be a big job to handle all on your own. But if you take time to sit with one of our professional retirement strategists, we can help take the stress away from securing a bright financial future for you and your loved ones. Whether it’s understanding the difference between an indexed universal life insurance (indexed annuity) policy and a life insurance retirement plan (LIRP), our team is ready to help. If you’re a resident of Lehigh County, Bucks County, Chester County, Northampton County, Mercer County, or Hunterdon County, who is ready to start building wealth for your retirement, contact us today!

Michael Neft, our agent, and the entire team at Secure Retirement Strategies have been so wonderful to work with. We have peace of mind about our financial future. We would recommend Secure Retirement Strategies to friends and family. They are always available to answer any questions we may have.
Rita B.
Mike Neft and his staff were very professional and personal. We met with Mike to review our existing investments. As retirement approaches we wanted assurance that we would not exhaust our funds prior to our demise. Mike did a thorough review and suggested some changes that would provide us with guaranteed income sources.
Richard W.
The thought of making all the decisions involved with moving a lifetime of savings into the right places to secure one’s retirement years can be frightening. It was for my wife and me until our first meeting with Marc and Lou. Options were clearly explained. Questions were plainly answered. Most importantly, time was taken to build trust. We are glad that we found SRS!
Jen L.
Lou and Marc listen attentively to what we want, striving to find the best products for our financial goals and needs. They are very patient, taking the time to answer all our questions and making sure we understand the products we are purchasing. Their friendly, no-pressure personalities, paired with a vast knowledge of retirement options provides a strong feeling of confidence in their ability to assist us in meeting our retirement goals. It is a real pleasure working with the Secure Retirement Strategies team.
Kathy R.
Mike, Marc, Merrick, Lou and Christian were very patient with my wife and me in explaining a secure retirement strategy and how to better position our finances to align with our goals. We met with several of them for a few times initially, and they patiently explained the strategies we could use for saving on taxes and getting better yields from our investments. We did not feel rushed or pushed into anything we weren’t comfortable with, and I highly recommend SRS to anyone that wants a better financial future.
Tony D.
SRS is composed of a group of knowledgeable and professional advisors. There is NO sales pressure or use of other tactics in your meetings with them. Instead, expect patient and thorough listening followed by thoughtful suggestions and packages designed to meet your individual needs. They continue to check in with you throughout any process and answer all questions patiently, thoroughly and promptly. I would recommend them highly and without hesitation!
Sharon C.
All of my encounters with this group of professionals have been exceptional. They have made appropriate investment recommendations, which we have been very pleased with the results of thus far.
Ron G.
Merrick and his team have surpassed my expectations. They truly listen to their clients’ needs. I really appreciated the time they took to walk me through the many options.
Muzaffer G.
Appreciated the service and continual contact in the application process. Both Lou and Tom were very knowledgeable and not only explained everything to my satisfaction, but also made sure that I understand the policy and process. Seeing the excellent tax benefits of this policy was an eye-opener. I am very pleased with the product, policy and service and would highly recommend the use of the products and/or employees associated with Secure Retirement Strategies.
Micheal S.
I had a good experience with all the gentlemen at Secure Retirement Strategies, from the excellent dinner and presentation to the delivery of my contract. They were very patient and never pressured me to do anything and were all very knowledgeable. I put my confidence in them in making my decisions. I am glad I met them and hope to have a long relationship.
Thomas W.
Previous
Next
5/5
Join Our Next Seminar

Learn how to work towards achieving your ideal retirement.

Register Today

Phone:
267.544.0333
Text:
610.549.1306

GET YOUR FIRST CHAPTER OF:
GETTING AWAY TAX FREE IN RETIREMENT

Get Your Free Chapter
Get Your Free Chapter

Main Office: 3359 Durham Road, Doylestown, PA 18902

© 2024 Secure Retirement Strategies